Edinburgh Alternative Finance

Powering our fintech future
Edinburgh Alternative Finance (EAF) was born out of the Edinburgh tech scene. With a focus on developing leading-edge proprietary technology to power the next wave of innovation in fintech and lending.

We are the tech platform that drives LendingCrowd, Scotland’s only fintech lender. Since its launch in late 2014, LendingCrowd has delivered more than £85 million in lending to over 930 businesses across Britain.


Lending to date


Retail investor funds to date


Financial transactions processed


First major institutional debt raise


Tech investment in a robust, leading edge tech platform


Number of loans


Our management team

Chairman – Sir Sandy Crombie. Sir Sandy, who received a knighthood in 2009 for services to the insurance industry in Scotland, is a former CEO of Standard Life and Senior Independent Director at Royal Bank of Scotland.

CEO – Stuart Lunn. Stuart previously worked in investment banking as an equity analyst covering the tech sector. He is responsible for developing and driving EAF’s strategy and overseeing its operations. Stuart has led two external equity rounds and agreed a transformational wholesale debt funding agreement.

They are supported by an experienced management team – find out more below.


Technology development is a core focus and we have made investment of over £3m in the LendingCrowd platform, website and mobile apps, from launch in 2014. We own all core intellectual property. Our technology stack is a blend of proprietary development and integration of leading-edge third-party services. This makes LendingCrowd a highly scalable technology-led proposition.

Find out below how we achieved this.


Our aim is to harness the power of technology, AI and machine learning to improve access to funding for hard-working SMEs across Britain. Through LendingCrowd, we fund the ambitions of small business owners, helping them unlock their growth potential. We combine technology with robust credit processes, transparency and customer service to transform the business lending landscape.


Want to know more about Edinburgh Alternative Finance and how we are using cutting-edge technology to fund the ambitions of Britain’s small businesses?