Our aim is to harness the power of technology, AI and machine learning to improve access to funding for hard-working SMEs across Britain. Through LendingCrowd, we fund the ambitions of small business owners, helping them unlock their growth potential. We combine technology with robust credit processes, transparency and customer service to transform the business lending landscape.
SMEs are the backbone of the UK economy, making up more than 99% of the business population and accounting for some 60% of all private sector employment.
However, the business lending market is dominated by a handful of large banks and SMEs continue to struggle to secure the finance they need to grow as a consequence of gaps in the market.
Our mission is to address these challenges by using the best technology to help fund the ambitions of small business owners.
We’re committed to being completely transparent with those who choose to borrow and invest with LendingCrowd. Everyone who signs up to the platform can freely download the LendingCrowd loan book, which is updated automatically.
People are at heart of everything we do. From our investors and borrowers, to our dedicated customer service team and our credit experts, we’re a fintech business with a distinctly human approach.
Our Corporate Responsibility
We take seriously the duty of care we have to our investor and borrower clients. Our expert Credit Team ensures that only established and creditworthy businesses are able to borrow through the LendingCrowd platform.
We are fully authorised and regulated by the Financial Conduct Authority (firm reference number 670991).
We support local enterprise by enabling homegrown businesses to secure the funds they need to grow. Creating opportunities, creating jobs and creating futures.