Our team

Our team

Edinburgh Alternative Finance is led by a team that has amassed decades of experience across the fields of financial services and technology. By combining these skills, we are transforming the business lending landscape.

Board & Management

Chairman – Sir Sandy Crombie
Former CEO of Standard Life and Senior Independent Director at Royal Bank of Scotland, Sir Sandy Crombie joined the Board of LendingCrowd in October 2018. He brings a wealth of experience in senior leadership positions in the Financial Services industry and received a knighthood in 2009 for services to the insurance industry in Scotland. Sir Sandy joined Standard Life in 1966 as a trainee actuary and was appointed as Chief Executive of Standard Life Investments in 1994. He became Group CEO of Standard Life in 2004 and retired from his post in 2009. Sir Sandy is also Chairman of civil justice start-up Amiqus.

CEO – Stuart Lunn 
Stuart founded and co-invested at inception in 2014 and has led LendingCrowd since. He is responsible for developing and driving the company’s strategy and overseeing operations, supported by a strong management team. Stuart previously worked in investment banking as an equity analyst, covering the technology sector. This included analysing and advising a wide variety of technology-related companies and leading both primary and secondary fundraisings for small/mid-cap clients. He is also experienced in advising private companies as both founder shareholder and angel investor.

Non-executive director – Audrey Weir
Audrey joined the Board in late 2018 and brings valuable experience in risk and governance. She is supporting and advising LendingCrowd on embedding risk management strategy, frameworks, and policies as well as ensuring compliance with regulatory requirements.

Head of Origination – Adrian Innes
Adrian uses his vast experience to drive SME loan origination and fund the ambitions of small business across the UK. He leads a business development team that drives loan applications through partners, direct to the LendingCrowd platform and on the ground at the premises of local businesses. Adrian joined LendingCrowd in July 2017 from Clydesdale Bank, where he was Head of Business Direct, responsible for the development and integration of a new Business Direct Platform to facilitate the restructure of the Business and Private Bank. He has more than 30 years’ experience in financial services.

Non-executive director – Bill Dobbie
Bill was a seed investor in LendingCrowd, alongside Stuart Lunn. Bill is a serial investor, with a portfolio of digital and technology investments, including Flavourly, Houseology and Tag Games. Bill is also the founder of R&B Distillers, the owner of Raasay Distillery.

Head of Finance – Scott Gray
As a qualified accountant and business operations director, Scott manages the finance function, accounting and banking at LendingCrowd. Measuring financial performance against target, Scott ensures the effectiveness of financial control, financial reporting, corporate finance, tax, treasury and insurance. He also works in close collaboration with the CEO to manage the financial aspects of investor relations, including the review of interim results and production of annual reports. He also manages HR and employment issues. Scott has worked for 14 years within financial services both in the UK and overseas.

Director of Operations – Michael Allan
Mike is a key driving force for innovation and the development of technology to improve LendingCrowd’s service delivery. Leading a team of expert fintech developers, he is responsible for building and maintaining our proprietary platform, integration with leading-edge data sources and technology providers, and ensuring there are policies and procedures are robust and compliant. Mike is an IT executive, with a programme delivery, development management, and service management background. Former COO of IT software and services specialist Sumerian.


Chief Marketing Officer – Darren Cairns
Leading investor and borrower marketing, Darren is responsible for all acquisition, retention and engagement activity. He also leads LendingCrowd’s corporate reputation and PR management as well as brand development.  Darren is a marketing leader with over 22 years’ experience in high-growth acquisition, engagement and retention marketing in fintech and tech businesses; from consultancy, to blue-chip, to start-up organisations. Former CMO at 4finance, Neyber and Marketing Director roles at Sony PlayStation, Yahoo!, 3 UK and BT.

Our Commitment

We launched LendingCrowd to help bridge the funding gap experienced by small businesses looking to borrow between £20,000 and £500,000. We’re specialists in fintech lending, and the only one to be headquartered in Scotland.

Our technology, developed by our in-house team of experts, powers our fast and flexible platform, and we constantly strive to make borrowing and investing with LendingCrowd as easy as possible.

We’re fully authorised by the Financial Conduct Authority and LendingCrowd can arrange loans for every type of small business, including sole traders, partnerships and limited companies.