Edinburgh Alternative Finance is led by a team that has amassed decades of experience across the fields of financial services and technology. By combining these skills, we are transforming the business lending landscape.
Board & Management
Chairman – Sir Sandy Crombie
Former CEO of Standard Life and Senior Independent Director at Royal Bank of Scotland, Sir Sandy Crombie joined the Board of LendingCrowd in October 2018. He brings a wealth of experience in senior leadership positions in the Financial Services industry and received a knighthood in 2009 for services to the insurance industry in Scotland. Sir Sandy joined Standard Life in 1966 as a trainee actuary and was appointed as Chief Executive of Standard Life Investments in 1994. He became Group CEO of Standard Life in 2004 and retired from his post in 2009. Sir Sandy is also Chairman of civil justice start-up Amiqus.
CEO – Stuart Lunn
Stuart founded and co-invested at inception in 2014 and has led LendingCrowd since. He is responsible for developing and driving the company’s strategy and overseeing operations. Stuart previously worked as an equity analyst covering the technology sector, analysing and advising a wide variety companies and leading both primary and secondary fundraisings for small/mid-cap clients. He is also experienced in advising private companies as both founder shareholder and angel investor. Stuart was named Leader of the Year at the Scottish Financial Technology Awards in 2019.
Non-executive director – Audrey Weir
Audrey joined the Board in late 2018 and brings valuable experience in risk and governance. She is supporting and advising LendingCrowd on embedding risk management strategy, frameworks, and policies as well as ensuring compliance with regulatory requirements.
Non-executive director – Graham Reid
Graham was formally appointed to the Board in December 2019, having served as an attendee since August 2019. He is also a member of the Audit & Risk Committee. From 2001 to 2018, Graham was Group Finance Director at housebuilder Cala Group Limited, where his responsibilities covered finance, IT and strategy, and included a period as Interim CEO. He was named Finance Director of the Year at the 2018 Scottish Accountancy & Finance Awards.
Non-executive director – Bill Dobbie
Bill was a seed investor in LendingCrowd, alongside Stuart Lunn. Bill is a serial investor, with a portfolio of digital and technology investments, including Flavourly, Houseology and Tag Games. Bill is also the founder of R&B Distillers, the owner of Raasay Distillery.
Head of Finance – Scott Gray
As a qualified accountant and business operations director, Scott manages the finance function, accounting and banking at LendingCrowd. Measuring financial performance against target, Scott ensures the effectiveness of financial control, financial reporting, corporate finance, tax, treasury and insurance. He also works in close collaboration with the CEO to manage the financial aspects of investor relations, including the review of interim results and production of annual reports. He also manages HR and employment issues. Scott has worked for 14 years within financial services both in the UK and overseas.
Chief Marketing Officer – Darren Cairns
Leading investor and borrower marketing, Darren is responsible for all acquisition, retention and engagement activity. He also leads LendingCrowd’s corporate reputation and PR management as well as brand development. Darren is a marketing leader with over 22 years’ experience in high-growth acquisition, engagement and retention marketing in fintech and tech businesses; from consultancy, to blue-chip, to start-up organisations. Former CMO at 4finance, Neyber and Marketing Director roles at Sony PlayStation, Yahoo!, 3 UK and BT.
Director of Credit – Duncan Cassidy
With more than 15 years’ experience in SME and corporate lending, Duncan leads the LendingCrowd credit function. Using our propriety risk-analysis and pricing tools to drive the volume of lending, Duncan manages and evolves credit policies, working closely with the origination team to ensure speed of decision making while protecting lenders from downside risk. Prior to joining LendingCrowd, Duncan held senior roles in credit risk and restructuring at Assetz Capital, Santander and NatWest Group.
HR Consultant – Valery Hurst
Valery drives the HR function at LendingCrowd, supporting the development of the business and its employees through a set of clearly defined cultures and values. She is highly experienced in providing HR expertise to SMEs at every level, from the clarification of business objectives to the implementation of policies and procedures. Valery is the founder of consultancy business Smart HR Solutions and previously held an international board-level HR role with accountability for over 1,400 employees.
General Counsel and Chief Risk & Compliance Officer – Robbie McKenzie
Leading the risk and compliance function, Robbie also acts as LendingCrowd’s money laundering reporting officer. He is qualified to provide legal and regulatory advice and leads strategic projects including implementation of regulatory change such as the General Data Protection Regulation and the FCA’s Senior Managers & Certification Regime. Until recently Robbie was Chief Risk and Compliance Officer at private equity fund manager Pollen Street Capital in London. He previously held senior leadership roles in legal, risk and compliance at Avant, Dollar Financial Group, and Bank of Scotland. A dual-qualified lawyer, Robbie holds practising certificates in Scotland and England.
Chief Technology Officer – Ross McFadyen
Ross previously served as Director of Software Engineering at FanDuel Group where he led the development team through a period of hyper-growth in the regulated Casino and Real Money Gaming business; from initial conception and legalisation of online gaming within the US, to the management of services generating multi-hundred million dollar turnover, and the scaling of the platform to accommodate over six million active users. Prior to joining FanDuel, Ross was at Lloyds Banking Group as an Engineering Lead, accountable for delivering a number of key Digital Transformation initiatives such as Single Customer View, Migration to Google Cloud, Implementation of Strong Customer Authentication and development of the Scottish Widows Pension mobile app.
We launched LendingCrowd to help bridge the funding gap experienced by small businesses looking to borrow between £20,000 and £500,000. We’re specialists in fintech lending, and the only one to be headquartered in Scotland.
Our technology, developed by our in-house team of experts, powers our fast and flexible platform, and we constantly strive to make borrowing and investing with LendingCrowd as easy as possible.
We’re fully authorised by the Financial Conduct Authority and LendingCrowd can arrange loans for every type of small business, including sole traders, partnerships and limited companies.